Terms of Use About the Site This is a website operated and managed by GamePlanAU Pty Ltd (ACN 649 150 256) as trustee for GamePlanAU Unit Trust (ABN 84 473 087 927) (referred to in these Terms of Use as “gameplans.com.au, we or us”) under the domain name “www.gameplans.com.au” (“Site”). Your use of and access to the Site is governed by these Terms of Use, the Privacy and Security Statement, notices, disclaimers and other terms and conditions contained on the Site (referred to collectively as “the Terms and Conditions”). Disclaimers While we make every effort to ensure that information is as accurate as possible, gameplans.com.au do not warrant the accuracy, adequacy or completeness of information on this website. All information is subject to change without notice. gameplans.com.au recommends that you undertake your own investigations before making or accepting an offer. gameplans.com.au does not guarantee that the Site or Third Party websites will be free from viruses, or that access will be uninterrupted or error free. Use of the Site By using the Site you agree to the Terms and Conditions. You agree that you are responsible and liable for your use of the Site. If you have signed up for the Site, you must keep your account details and password safe and secure and free from unauthorised use and disclosure at all times. You are responsible and liable for any use of the Site by anyone using your account details and password, even where that use is unauthorised or without your knowledge. You may use the information available on the Site for your personal reference only. Links to other websites The Site may contain links to other websites operated by third parties ("Third Party websites"). gameplans.com.au does not endorse, or approve of the operators of Third Party websites or the information contained on them, and makes no warranties or representations regarding the information and material on those Third Party websites ("Third Party Material"). We recommend that you make your own investigations with respect to the suitability of those websites All offers and statements relating to goods and services available on Third Party websites are the responsibility of and given by the Third Party website operator. If you purchase goods or services from a third party website linked from the Site, such third party provides the goods and services to you, not us. Third party services Some services as indicated on the Site are provided by third parties. These services may be subject to a licence agreement between you and the relevant product owner. We recommend that you make your own investigations with respect to the suitability of those services. To the extent permitted by law, gameplans.com.au accept no liability in respect of such third party services and provide no warranty and give no endorsement in respect of such services or any party connected with them. We do, however, welcome your feedback or suggestions concerning these services. Third party data The property data used by gameplans.com.au and displayed on the Site is sourced from one or more third parties. No warranty or representation is made by gameplans.com.au regarding the accuracy or completeness of the property data. Consent to Share Profile Data and Information By entering the partner code on this website, you hereby expressly consent to the sharing of your profile data and information with the business associated with the entered partner code. This includes, but is not limited to, your name, email address, contact information, and other data you may have provided to gameplans.com.au. The business associated with the partner code may use this data and information in accordance with their own privacy policy and terms of service. It is your responsibility to review and understand the policies and practices of that business before providing your consent. By agreeing to this, you acknowledge and understand that gameplans.com.au is not responsible or liable for the use, storage, or dissemination of your data and information by the business associated with the partner code. If you do not wish to share your profile data and information, do not enter a partner code. Limitation of liability You may have certain rights under the Australian Consumer Law in relation to the Site and you may contact us for more information about this. Subject to any responsibilities implied by law and which cannot be excluded, gameplans.com.au have no liability to you or any other person or body corporate for any losses, damages, liabilities, claims and expenses (including consequential loss, indirect loss, loss of profit, loss of benefit, loss of opportunity or loss of reputation) arising out of, in connection or referable to, the supply or use of the whole or any part of the material or information on the Site or any Third Party Material, whether such liability arises in contract, tort including negligence, statute or otherwise. Termination Your access to the Site may be terminated or suspended at any time by gameplans.com.au without notice. All restrictions, licenses granted by you, and all disclaimers and limitations of liability by gameplans.com.au will survive termination, however, you will no longer be authorized to access the Site. By using the Site you agree that each user account is strictly to be used for one individual, or one combined couple, any multi-use or shared user accounts may result in immediate termination as described above, without warning, at both a user and/or business/partner/admin level. Retention of information You have provided us with your information and have granted us permission to retain the information on our files and provide details as required to product issuers. Financial Advice gameplans.com.au do not operate as licensed financial adviser. Gameplans.com.au considers specific recommendations for property market strategies only. You acknowledge and agree that any information provided by us to you is factual information only and does not take into account your specific objectives, needs or circumstances. We recommend that you seek the appropriate advice of a financial adviser. We do not accept liability for financial decisions made by you. Mortgage and taxation advice We do not act as licensed mortgage advisors, taxation advisors, accountants, or bookkeepers. We recommend you seek advice from a licensed mortgage advisor or taxation advisor before proceeding. Forecasting assumptions Our forecasts assume no major macro events materially affecting residential property markets and no major economic shocks. Legislative changes There may be future and unforeseen legislative changes that have a negative impact on property and/or other investment classes. Returns Please note that the future returns from property investment are unknown, and past performance is no guarantee of future results. All forms of investment involve risk and may incur loss. We accept no responsibility for losses incurred from investment strategies undertaken by you. We accept no responsibility for projections in this report and assumptions relating thereto. Our appraisal provided in this report is an opinion of value based on our professional judgment, analysis, and assessment of available data. It is an opinion only and not a guarantee, warranty or legal valuation. Risks of investment property There are risks related to the acquisition and sale of investment property, and you purchase or sell investment property at your own risk. We base our opinions and recommendations on known comparable sales and market trends that exist at the time of preparing this document and do not make any financial guarantees. We make reasonable efforts to gather accurate information, but we do not guarantee its accuracy or completeness and the appraisal is an opinion only, not a legal valuation. You should seek and be satisfied with your own legal and financial advice and carry out any other research necessary before making financial decisions. We make no representation, guarantee, warranty, promises or undertaking as to the: (i) suitability of any properties purchased or sold by you; or (ii) any financial viability or guarantee in respect of your property purchases or sales. You should make your own enquiries before any property purchases or sales, including obtaining the appropriate legal and financial advice. To the maximum extent allowable by law, we, our agents, and employees will not be liable for any loss or damage suffered or incurred by you in relation to any property purchase or sale. Property as an investment Property is generally a relatively illiquid asset class and it is often difficult to gain access to funds quickly if the asset needs to be sold. While the ownership of property with a reasonable rental yield can assist with expected holding costs, residential property can also incur unexpected repairs costs and there may also be periods where the property is vacant, and no rental income is received. For the above reasons, we consider that property is generally most effective as a long-term investment (minimum 10 years), with time in the market allowing both the rental income and the market value of the property time to grow and compound in a tax-efficient manner. Therefore, it is also considered important to maintain a reasonable cash buffer in case of unforeseen repairs costs or vacancy periods. Buying property with the potential to renovate or develop can be the most effective strategy and use of your borrowing capacity. gameplans.com.au price predictions gameplans.com.au provides predictions of sale prices. gameplans.com.au price predictions are based on a range of data sources which are subject to availability at the time and as such predictions may not be available for all property plans.gameplans.com.au price predictions are a guide of potential sale price. It is not a guarantee of the property's value. We make reasonable efforts to gather accurate information, but we do not guarantee its accuracy or completeness and the price predications are an opinion only, not a bank or legal valuation. No property has been inspected for this purpose. We are not liable for any errors or losses resulting from the use of price predictions. It is not a substitute for a comprehensive inspection or legal advice. Please consult us for any questions or concerns. Intellectual property rights Unless otherwise indicated, copyright in the material on the (including any registered or unregistered designs, illustrations, artwork, patents or trade mark or logo rights and domain names) is owned or licensed by gameplans.com.au ( “Our Intellectual Property”). Subject to the above, your use of, and access to, the Site does not grant or transfer to you any rights, title or interest to Our Intellectual Property. Unless otherwise permitted in these Terms, you must not: (a) copy or use, in whole or in part, any of Our Intellectual Property; (b) reproduce, retransmit, distribute, display, disseminate, sell, publish, broadcast or circulate any of Our Intellectual Property; or (c) breach any intellectual property rights connected with Our Intellectual Property, including altering or modifying any of Our Intellectual Property, causing any of Our Intellectual Property to be framed or embedded in another website or platform, or creating derivative works from Our Intellectual Property. Nothing in the above clause restricts your ability to publish, post or repost or Our Intellectual Property on your social media page or blog, provided that: (a) you do not assert that you are the owner of Our Intellectual Property; (b) unless explicitly agreed by us in writing, you do not assert that you are endorsed or approved by us; (c) you do not damage or take advantage of our reputation, including in a manner that is illegal, unfair, misleading or deceptive; and (d) you comply with all other terms of these Terms. Linking to the Site Please contact us if you would like to place a link to any part of the Site. Privacy We respect your privacy and understand protecting your personal information is important. Our Privacy Policy (available on the Site) sets out how we will collect and handle your personal information. Jurisdiction The law applicable to use of the gameplans.com.au website is the law of the State of Victoria, Australia. Each party irrevocably and unconditionally submits to the exclusive jurisdiction of the courts operating in Victoria and any courts entitled to hear appeals from those courts and waives any right to object to proceedings being brought in those courts. What happens if we discontinue the Site We may, at any time and without notice, discontinue the Site (in whole or in part), or exclude any person from using our Site. Changes to terms of use These are the current Terms of Use and they replace any other terms of use for the Site. gameplans.com.au may at any time vary the Terms and Conditions (including these Terms of Use) by publishing the varied terms of use on the Site and you agree to continue to be bound by the Terms and Conditions as varied. We recommend you check our Site regularly to ensure you are aware of our current terms. For any questions and notices, please contact us at: GamePlanAU Pty Ltd (ACN 649 150 256) as trustee for GamePlanAU Unit Trust (ABN 84 473 087 927) Email: jordan@gameplans.com.au Last update: 21 November 2023