There seems to be an “upper bound” most clients I talk to don’t like going above. Typically it’s never above the $2M mark. But why is the line in the sand at $2M? And why is it always a straight number? Why not $1.65M or $2.18M I think subconsciously it’s hard to fathom paying off more than $2...
One of the current hidden gems of owning an A-Grade asset with outstanding debt is the added bonus of real interest rates. Not only do you benefit from the compounding growth of the asset, potential income if it’s occupied, but the debt itself typically goes in the other direction. Now, I’m...
Property inheritance usually is a heavy topic for most of us. It involves the loss of our loved ones and a series of tedious processes. From the perspective of society, it also has complicated economic impacts as housing wealth has become the most important wealth for most of the family in Austra...
With surging housing prices and stagnated wage growth, many people believe that housing affordability is getting worse in Australia. However, if we see things from a different perspective, it might be easier to buy a house now due to the low interest rates and high saving rates. Why housing af...
Many speculate on property market “Shifts”. Currently, 6/8 of our major capital cities are at all time highs, and are starting to show signs of a slow down in growth (Expect for Brisbane). Some speculators see a slow down and label it as a “shift” in the trend. This often happens alongsi...