Blog

How to positively gear your investment property.

Are you losing money on your investment property and convincing yourself it’s for tax benefits? If your goal is to build your investment portfolio, negative gearing could be setting you back on your investment journey, tying up additional funds into your existing properties restricts yo...

$0 to First Home Deposit.

Saving a house deposit seems to be the biggest roadblock to buying your first property. It’s easy for most people to feel like they have to give up their avocado toast and almond latte ritual to help save for a deposit, causing them to give up before they even start trying. Well if this i...

How to save thousands in interest repayments on your home loan.

Principal and interest VS interest-only home loans, the great Australian debacle. Majority of Australians say you would be silly not to pay the principal on your home loan, otherwise how on earth are you going to pay it off after 30 years? Or you could sit on the other side of the fence a...

What is negative gearing and why to avoid it?

Since when was losing money ever a viable financial strategy? Negative gearing is loosely thrown around in property investing and if you don’t fully understand it, here is why the extremely wealthy use it and why the first-time investor should try to avoid it. Gearing, in itself, is the ...

Don't buy these properties

Close your eyes, take a deep breath, and imagine your dream family home. For some people this is a clifftop beach house overlooking the ocean, for others it’s just the white picket fence on enough land for the kids to play backyard cricket, Sadly, even this has now become out of reach for the...